Personal Checking

Personal Checking Accounts

Regular
Account
NOW
Account
Super
NOW
Money Market
Account

Minimum balance to open

$100.00 $1,000.00 $2,500.00 $2,500.00

Average daily balance to avoid service charge

$300.00* $1,000.00** N/A N/A

Minimum balance to earn interest

N/A $1,000.00 $2,500.00 $2,500.00

Interest compounding frequency

N/A Daily Daily Daily

Interest posting frequency

N/A Monthly Monthly Monthly

Statement frequency

Monthly Monthly Monthly Monthly

Number of debits allowed per statement cycle

Unlimited Unlimited Unlimited 6 Debits

* $3.00 service charge per statement cycle and $.10 per debit transaction fee if average daily balance falls below $300.00.
** $3.00 service charge per statement cycle and $.10 per debit transaction fee if average daily balance falls below $1000.00.